Coming to me is like going to a multi car dealership rather than a BMW dealership, Why? The BMW sales person will present you with all the great features about the car. However, what he will not tell you about the recalls & crash test rating for the models because he works for BMW and his job is to sell cars. But, when you come to me, I analyse your needs and suggest you the car best suited for your needs. I am a seasoned licensed mortgage professional with access to over 45 lenders including the top banks, calling me is like calling 45 different lenders. I am not a bank employee so I work for you and not the bank. Let me help you to find the best mortgage product suited to your needs.